Do HSA funds roll over each year?

Yes. Your HSA balance rolls over indefinitely (and can even be invested), making it different from “use-it-or-lose-it” FSAs.

Can I use my HSA for prescription sunglasses?

Absolutely—prescription sunglasses are HSA-eligible.

Can I use HSA funds for non-prescription eyewear?

Non-prescription sunglasses typically aren’t eligible, but accessories and readers with prescription lenses may be.

Can I use my HSA card at Warby Parker stores?

Yes. Most HSA cards work at checkout just like debit cards.

Do I need a receipt for HSA reimbursement?

If you’re reimbursing yourself later, your HSA provider will require an itemized receipt (which you can download from your Warby Parker account).

An HSA is a personal savings account you can use to pay for eligible medical expenses—including prescription glasses, contacts, and eye exams. Because it’s funded with pre-tax dollars (and rolls over year to year), it’s one of the simplest ways to save on vision care.

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What Is an HSA (Health Savings Account)?

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What Is an HSA (Health Savings Account)?

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How an HSA Works

Your HSA is linked to a high-deductible health plan (HDHP) and lets you set aside pre-tax dollars for qualified health expenses. Unlike FSAs, the money in your HSA is yours to keep—it rolls over each year and can even be invested.

You can use HSA funds on:

Prescription eyeglasses
Prescription sunglasses
Contact lenses
Eye exams
Lens upgrades (progressives, anti-reflective, blue-light filtering, etc.)
Other qualified medical/vision expensesYou can use HSA funds on:
Prescription eyeglasses
Prescription sunglasses
Contact lenses
Eye exams
Lens upgrades (progressives, anti-reflective, blue-light filtering, etc.)
Other qualified medical/vision expenses

Why HSAs Are Great for Vision Care

Using pre-tax dollars can make eye exams or new glasses feel noticeably more affordable. And because your HSA balance never expires, you can save up for larger expenses (like progressives, replacement lenses, or annual contact lens orders) whenever you need them.

Why HSAs Are Great for Vision Care

Most HSA cards work just like a debit card.

Online: Enter your HSA card like any other payment method.
In store: Swipe or tap it at checkout.
If your card doesn’t process: Pay normally and submit your itemized receipt through your HSA provider’s portal.

Tip: Keep receipts in your HSA dashboard—many providers allow you to store them for future reimbursement.

What’s the Difference Between an HSA and an FSA?

If you’re comparing the two, here’s the quick version:

HSAs require a high-deductible health plan. FSAs don’t.
HSA funds roll over forever. FSA funds expire annually (mostly).
Both can be used for glasses, contacts, and exams.

If you have both accounts, you can use either for eligible eyewear purchases.

What’s the Difference Between an HSA and an FSA?

If you’re comparing the two, here’s the quick version:

HSAs require a high-deductible health plan. FSAs don’t.
HSA funds roll over forever. FSA funds expire annually (mostly).
Both can be used for glasses, contacts, and exams.

If you have both accounts, you can use either for eligible eyewear purchases.

What Is an HSA (Health Savings Account)?

What Is an HSA (Health Savings Account)?

What Is an HSA (Health Savings Account)?

How an HSA Works

Four ways to use your HSA

Why HSAs Are Great for Vision Care

Why HSAs Are Great for Vision Care

What’s the Difference Between an HSA and an FSA?

What’s the Difference Between an HSA and an FSA?

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FAQ's

Do HSA funds roll over each year?

Can I use my HSA for prescription sunglasses?

Can I use HSA funds for non-prescription eyewear?

Can I use my HSA card at Warby Parker stores?

Do I need a receipt for HSA reimbursement?